Credit Card Casinos – UK Casinos That Accept Credit Cards

Welcome to our guide around the best Credit card casinos that are available for UK players. Our expert casino review team has a depth of experience having worked across the industry for over 30 years combined, so you can be sure of a trusted and professional review process. All the credit card casinos that have been featured on this page have been thoroughly tested and reviewed to ensure any UK players can have peace of mind that they are playing at a fair casino that accepts credit cards.

Here is a list of the top Credit Card casinos for UK players:

New UK Credit Card Casino – Spin Shark

Spinshark makes depositing by credit card refreshingly straightforward. It only takes a minute to top up your balance and get playing, and if you prefer using other banking methods, there are plenty of alternatives ready to go. That flexibility is a nice touch, letting you swap between payment options whenever it suits you, without slowing anything down.

Where Spinshark really hits its stride is the game selection. With a massive catalogue of 10,400+ games, there’s always something new to spin, flip, or deal. Slots players can jump into big win potential megaways, explore bonus buy titles, or switch it up with high limit action and immersive live dealer tables.

Rewards are another area where Spinshark keeps players coming back. The welcome deal is only the start, with frequent reload bonuses, free spins promos, and daily rotating offers adding extra value throughout the week. Regular players can also benefit from the VIP programme, which runs on a tier system and unlocks better perks and exclusive extras the more you play.

Recommended Games

• Gates of Olympus – fast-paced slot action with powerful multipliers and big swings
• Fruit Party – bright, bouncy cluster-pay gameplay with a chance for huge wins
• Starlight Princess – anime-style visuals with high volatility and massive multiplier potential
• Madame Destiny Megaways – classic-themed Megaways slot packed with bonus features
• Money Train 2 – intense, feature-rich bonus rounds built for high-risk, high-reward play
• Crazy Time (Live) – a high-energy live game show with huge multipliers and bonus wheels

New Casino That Takes Credit Cards – Fortunica

Fortunica has built a strong reputation as a credit card-friendly casino, giving players a smooth way to deposit using American Express, Visa, and Mastercard, alongside a solid range of alternative payment options. Deposits are quick, the checkout process is simple, and the overall experience feels secure from start to finish. On top of that, the site keeps things lively with daily offers, ongoing loyalty benefits, and strong sports betting markets with competitive odds, making it a well-rounded choice for players who like more than just slots.

What really helps Fortunica stand out, though, is the variety. The casino features a huge selection of games, including modern slots with bonus buy features, plus plenty of fast-paced titles for players who enjoy something different. Combined with dependable credit card support, quick payouts, and trusted security standards, Fortunica remains a great pick for UK players searching for a reliable credit card casino.

Recommended Games

• Lightning Blackjack (Live) – a slick live table game with random multipliers on big hands
• Buffalo King Megaways – big reel drops and wild win potential with volatile gameplay
• Jammin’ Jars – funky cluster-pay slot with expanding wild features and lively bonus rounds
• Bonanza – a classic Megaways favourite with avalanche wins and strong payout potential
• Reactoonz – quirky grid-based slot packed with power-ups and bonus-trigger action
• Wanted: Dead or a Wild – high volatility bonus rounds for players hunting massive hits

Featured Credit Card Casino – Bet Ninja

Bet Ninja casino has quickly established itself into a leading force across the UK online casino marked as the top current credit card casino option. We have it down as our current featured online casino to follow, with it offering a very attractive welcome bonus and the option to gamble with many of the leading credit cards, such as American express, Visa and Mastercard credit. It means the online casino is fully optimised for UK players looking to gamble using credit cards.

On top of this and Bet Ninja casino delivers an amazing gaming experience, with a sleek and modern design, backed up with a large library of casino games options to choose from. These include:

• Top Online Slots – They provide online slots from all the top leading developers such as Pragmatic Play, Relax Gaming, Hacksaw Gaming and many more. Players are also able to access additional slot options such as Bonus Buy Slots, Megaways Slots and Progressive Jackpot slot games.

• Live Dealer Games – They are offering a large selection of live dealer games to choose from, including all classic games such as Blackjack and Roulette.

• All Major Credit Card Options Accepted – They accept all major credit cards, which is why they are listed as the current featured credit card casino. This includes the likes of American express and Mastercard.

Top Credit Card Casino Bonus  – Harry Casino

Casino bonuses are more important than ever, with options available becoming more competitive than ever. It is even more so important when you are looking to access using credit card options, which is why it is so important to check across the market for the best possible options. Well do not worry! We have you covered with Harry Casino, the current best option we can find for a credit card opening welcome bonus at a casino accepting UK players.

Harry casino is delivering a very attractive welcome bonus, which is also available for both regular and high roller players. On top of this, they accept all credit card options, such as American Express and Mastercard, so it is the perfect credit card casino choice!

Harry casino includes a host of exciting features for players to access. These include:

• Bonuses – Harry casino is offering a large on-going welcome promotion for all UK players. This includes a large high percentage matched deposit bonus and additional free spins to be used across the top performing slot games on offer.

• VIP Program – Harry casino is also offering an incredible VIP program for regular and high roller players. This is covered across the long term VIP rewards scheme, that is available for all players and the current best available for UK players that we can find!

• All Major Credit Card Options Accepted – They accept all major credit cards, which is why they are listed as the current featured credit card casino. This includes the likes of American express and Mastercard.

Top Features of Credit Card Casinos

Credit card casinos offer a wide range of benefits that make them a popular choice among online casino players worldwide. By combining speed, convenience, and enhanced security, these platforms provide a smooth and reliable way to deposit funds and start playing instantly. Below, we break down the key features that make credit card casinos stand out.

Ability to Gamble Using Credit

One of the main advantages of credit card casinos is the ability to use credit to fund your casino account. This allows players to deposit instantly without needing available debit funds at the time of play. Credit card deposits are processed quickly, meaning there are no delays when accessing games, bonuses, or promotions.

Enhanced Security and Player Protection

Credit card casinos benefit from advanced bank-level security systems. Payments are protected using encryption technology, fraud detection tools, and verification checks to help keep player data secure. Compared to some debit card options, credit cards often provide added consumer protection, including fraud monitoring and dispute support.

Generous Bonuses and Promotions

Many credit card casinos offer large welcome bonuses and ongoing promotions for players who deposit using a credit card. These can include matched deposit bonuses, free spins, reload offers, and exclusive promotions. These incentives help boost playing potential and add extra value to each deposit.

Fast and User-Friendly Gaming Experience

Credit card payments are familiar and easy to use, making them accessible for both new and experienced players. Deposits are typically instant, the payment process is straightforward, and funds are available immediately for gameplay. This creates a smooth, user-friendly casino experience from start to finish.

Why Choose a Credit Card Casino in the UK?

Credit Card casinos have been banned in the UK since April 2020 and we have continued to see many more regulations enforced on the UK online casino market. That has led to a vast emergence of the non uk based options, with UK players also looking to access these online casinos that are operating away from the UK to ensure they can play freely and as they wish, without restrictions being enforced upon them.

Credit card casinos are the perfect choice for these specific players, as they offer a much greater convenience for online casino play, on what are very secure online casino platforms. These also offer a much greater set of features to choose from. These include: 

• Fast and easy payment methods

• Access to credit card options

• Large welcome bonuses and on-going promotions

These casino sites are now widely accessible for the UK online casino market and combine an unrivalled online casino experience with the ability to use credit cards, which is why they are quickly becoming the environment of choice for UK casino players.

Credit Card Casino Bonuses Explained

Credit card casinos are without a doubt so attractive due to the incredible welcome bonuses on offer for both new and returning players, with these being completely different levels to the UK based options. That is why they are so attractive with both matched deposits and free spins.

Example of a real Credit Card Casino Bonus:
100% bonus up to £5,000 + 200 free spins

If a player deposits £5000 using a credit card, they receive an additional £500 in bonus funds. Wagering requirements typically apply, so it’s always important to read the terms before claiming a credit card casino bonus.

In addition to welcome offers, UK players can also access:

• Reload bonuses on future credit card deposits
  
• Cashback deals
  
• Loyalty rewards and VIP programmes

As you can see, this credit card casino welcome promotion is far surpassing anything that is available across the current UK online casino scene and why players are moving to play at these credit card casino sites.

Casino Game Options at Credit Card Casinos

Credit card casinos offer a wide selection of games, making them a popular choice for players who want fast deposits, high security, and instant access to casino entertainment. Most online casinos that accept credit cards provide the same extensive game libraries as other top gambling sites, including slots, table games, and live dealer options.

Below, we explore the most common casino game types available at online casinos accepting credit cards, along with examples and average RTP figures.

Online Slots at Credit Card Casinos

Slots are the most widely available games at credit card casinos, offering variety, exciting features, and flexible betting limits.

Average RTP: 94%–97%

Popular Slot Examples

• Starburst (NetEnt) – 96.09% RTP
• Book of Dead (Play’n GO) – 96.21% RTP
• Gonzo’s Quest (NetEnt) – 95.97% RTP
• Mega Moolah (Microgaming) – 88%–94% RTP (progressive jackpot)

Players using credit cards can usually deposit instantly and access these slot games without delays.

Table Games Available at Credit Card Casinos

Most online casinos that accept credit cards feature a strong selection of classic table games, which are known for their higher RTPs and strategic gameplay.

Average RTP: 94%–99%

Popular Table Game Examples

• European Roulette – 97.30% RTP
• American Roulette – 94.74% RTP
• Blackjack – Up to 99.28% RTP (with optimal strategy)
• Baccarat (Punto Banco) – 98.94% RTP

Table games are ideal for players looking to maximise RTP when gambling at credit card casinos.

Live Dealer Games at Casinos That Take Credit Cards

Live dealer games recreate the real casino experience, streamed directly to players who deposit using credit cards.

RTP: Similar to standard table games, depending on rules and provider.

Popular Live Casino Examples

• Live Blackjack – ~99% RTP
• Live Roulette – ~97.30% RTP (European wheels)
• Live Baccarat – ~98.94% RTP
• Live Game Shows – Crazy Time, Dream Catcher, Mega Ball (RTP varies)

These games are especially popular at premium credit card casinos with strong live casino studios.

Video Poker at Credit Card Casinos UK

Video poker is often overlooked but offers some of the highest RTPs available at online casinos accepting credit cards.

Average RTP: 98%–99.5%

Popular Video Poker Games

• Jacks or Better – 99.54% RTP
• Deuces Wild – 98.76% RTP
• Aces and Faces – 98.12% RTP

With correct strategy, video poker can provide excellent long-term value.

Specialty & Instant Win Games

Credit card casinos also offer instant-play games for fast, casual sessions.

Average RTP: 90%–97%

Common Examples

• Keno – ~92% RTP
• Bingo – ~80%–95% RTP (format dependent)
• Scratch Cards – ~90%–96% RTP
• Virtual Sports – RTP varies by provider

These games are ideal for players who prefer quick results.

High-Limit & VIP Games at Casinos That Accept Credit Cards

Some credit card casinos cater to high-stakes players with VIP tables and higher betting limits.

RTP: Matches standard versions, but with increased wager sizes.

Examples

• High-limit Blackjack – ~99% RTP
• VIP European Roulette – ~97.30% RTP
• Exclusive progressive jackpot slots

RTP Comparison at Online Casinos Accepting Credit Cards

Game Type	Average RTP	Examples
Slots	94%–97%	Starburst, Book of Dead
Table Games	94%–99%	Blackjack, Roulette
Live Dealer	~94%–99%	Live Blackjack, Crazy Time
Video Poker	98%–99.5%	Jacks or Better
Specialty Games	90%–97%	Keno, Scratch Cards

Responsible Gambling for UK Credit Card Casino Players

Gambling with a credit card is banned in the UK but as mentioned they casinos are still widely available. If done responsibility and they provide an incredible resource but it still remains very important to ensure that UK players are using safer gambling tools at all times, as these sites might not always be under the likes of the Gamstop scheme.

UK players can use tools such as deposit limits, self exclusion and time out features. They can also access the top organisations for the UK market:

• GamCare
  
• GambleAware
  
• National Gambling Helpline (UK)

FAQs About Online Casinos That Accept Credit Cards

1. What are credit card casinos?

Credit card casinos are online casinos that accept credit cards such as Visa and Mastercard as a payment method. These casinos allow players to deposit funds instantly using credit, giving quick access to slots, table games, and live dealer games. Most reputable credit card casinos use secure encryption and fraud protection to keep payments safe.

2. Are credit card casinos safe to use?

Yes, credit card casinos are generally safe, provided they are licensed and regulated by recognised gambling authorities. Credit card payments benefit from bank-level security, encryption technology, and fraud monitoring. Many credit card providers also offer additional consumer protection, making this a secure option compared to some alternative payment methods.

3. Can I withdraw winnings to my credit card?

In most cases, withdrawals are not made directly to credit cards. Instead, winnings are usually returned via bank transfer, e-wallets, or other supported withdrawal methods. This is standard practice at online casinos that accept credit cards and helps ensure secure and compliant payouts.

4. Do credit card casinos offer bonuses?

Yes, many credit card casinos offer generous bonuses and promotions. These often include welcome bonuses, matched deposit offers, free spins, and ongoing promotions. However, some casinos may exclude credit card deposits from bonus eligibility, so it’s always important to check the terms and conditions before claiming an offer.

5. Is it legal to gamble using a credit card?

The legality of using credit cards at online casinos depends on your location. In some regions, including the UK, credit card gambling restrictions apply under local regulations. However, many international and non-UK casinos still accept credit cards where permitted by law. Always check local gambling regulations before using a credit card to gamble online.